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The Morning Dose EP140 Bearish

Morning Dose: Market Alert Financial Shockwave Hits Regional Banks – Friday 10/17/2025

October 17, 2025 4:48
Tickers Mentioned
ORCLMU
Episode Summary
Regional banks face pressure after Zions Bancorp's $50M fraudulent loan charge-off. Futures point lower despite positive U.S.-China trade signals. Tech updates include Micron's China exit and Oracle's ambitious revenue target.
Key Takeaways
  • Zions Bancorp charge-off triggers regional bank credit quality concerns
  • Futures signal lower open amid financial sector anxiety
  • Trump hints China tariffs unsustainable, Xi meeting expected
  • Micron exiting server chip business in China strategically
  • Trade cautiously amid banking fears and mixed market signals
0:00 / 4:48

Morning Dose: Market Alert Financial Shockwave Hits Regional Banks

A quick analysis of today’s market outlook and key trading opportunities to start your day.

Intro & Market Mood

Speaker 1: Welcome to The Morning Dose – Everything You Need to Know Before the Market Opens.

Speaker 2: Good morning! It feels like a tense start to the day. Futures are slipping, pointing to a lower open across the board.

Overnight Headlines

Speaker 2: It’s all about the financials, specifically credit quality concerns bubbling up in the regional banks. The big catalyst was Zions Bancorp yesterday.

Speaker 1: Right, they reported a fifty-million-dollar charge-off related to fraudulent loans. That sent a shockwave through the sector.

Economic Announcements

Speaker 1: A potentially positive development. A clip was released from an interview with President Trump where he said high tariffs with China are “not sustainable” and that he expects to meet with President Xi later this month.

Earnings Highlights

Speaker 2: Oh yeah. It’s a wild morning for the biotech space. Kezar Life Sciences is gapping up over thirty-five percent on some positive regulatory news.

Speaker 1: On the flip side, Avita Medical is down nearly twenty percent after announcing a CEO transition and guiding revenue lower.

Top Movers

Speaker 2: They’re giving back some of those gains in the pre-market. Not a huge move, but definitely some pressure. We did get a couple of interesting corporate stories. Micron is reportedly looking to exit its server chip business in China.

Speaker 1: And then you have Oracle. At their investor day, they set a revenue target of two hundred and twenty-five billion dollars by fiscal year thirty.

Quick Trade Ideas

Speaker 1: The key takeaway seems to be: trade with caution. The fear in the banking sector is real, so watch the data, be nimble, and don’t fight the underlying trend.

Key Takeaway

Speaker 2: It’s shaping up to be a very telling Friday session.

Speaker 1: That it is. That’s all the time we have for The Morning Dose. Good luck, and have a great trading day, everyone.

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